Tom has been in the mortgage industry for most of his life.  He started as a Network Engineer and moved to the sales side to originate home mortgages. He has managed successful teams of loan originators at several companies.  Tom made the leap to build an excellent mortgage experience for his customers while connecting with the community.  

Tom strives to provide the best advice so that you can feel comfortable introducing our service to your friends, coworkers, and family.  You will understand all options available to you when Tom runs your individual circumstances through a detailed loan analysis. He spends the time walking you through those options so that you have the information to make the best decision for you. Our business and reputation are built on your satisfaction and your referrals.  

We think that by doing business with us, you are also helping to make this world a better place.  For every transaction we complete, our company will donate 3% of what MorningTide makes to one of the following charities that Tom & Ula's kids selected.   Knowing that you might be working with us because of our mission fuels the drive and passion to continue working hard for you.  

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